Your team
Howard Spargo
Head of Planning and Advice
I founded Nineteen Wealth Management to do financial planning differently... Life first, money second. As a Chartered Fellow of the PFS, Chartered Member of the CISI and a committed Lifestyle Financial Planner, I bring the highest level of technical expertise, but what inspires me every day is people.
Every client has a story. I love uncovering what makes them tick, what they value most, and helping them use their money to live life on their own terms. For me, financial planning is about changing lives for the better.
Life is not a rehearsal.
Let’s make it count.


Abbie Jones
Head of Operations
I discovered what makes financial planning so powerful when I worked as an adviser. I quickly realised it was the human side of planning that really lit me up, so I undertook a financial coaching qualification. Coaching helped me deepen that understanding. It taught me to see how people’s beliefs, lived experiences and behaviours all shape the way they relate to money.
I joined Nineteen Wealth because their ethos matched my own. In my role as Head of Operations, I focus on enhancing client experience and making sure we never rest on our laurels. I love solving problems and creating ways of working that feel personal, clear and easy to navigate, for our clients and our team.
The human side of planning lights me up.

Meet the people who help you meet the moment.
Every planner at Nineteen Wealth Management shares the same philosophy: life comes first. Technical expertise matters, but it’s only part of what we bring. What makes the difference is genuine care, listening deeply, speaking honestly, and putting your life before spreadsheets.
The TrueWealth Roadmap™ only works when it’s built on real connection. That’s why our team take the time to understand not just your finances, but your story, your priorities, and what freedom means for you.